Is Southern Owners Insurance The Same As Auto-Owners?

When it comes to insurance, it’s important to understand the differences between various providers and policies. Two companies that often get confused are Southern Owners Insurance and Auto-Owners Insurance. While their names may sound similar, they are actually separate entities with distinct offerings. In this article, we will delve into the details of each company, exploring their histories, coverage options, and customer satisfaction ratings.

Southern Owners Insurance: A Brief Overview

Southern Owners Insurance is a regional insurance company that primarily operates in the southeastern United States. Founded in 1996, the company has steadily grown its customer base and now offers a range of insurance products, including auto, home, and business insurance.

One of the key advantages of Southern Owners Insurance is its focus on personalized service. The company prides itself on building strong relationships with its policyholders and providing tailored coverage options to meet their specific needs. This customer-centric approach has helped Southern Owners Insurance establish a loyal customer base over the years.

Auto-Owners Insurance: A Brief Overview

Auto-Owners Insurance, on the other hand, is a larger and more established insurance company that operates nationwide. Founded in 1916, Auto-Owners Insurance has a long history of providing reliable coverage to its policyholders. The company offers a wide range of insurance products, including auto, home, life, and business insurance.

Auto-Owners Insurance is known for its financial stability and strong claims handling. The company has consistently received high ratings from independent rating agencies, such as A.M. Best and J.D. Power. These ratings reflect the company’s ability to meet its financial obligations and provide excellent customer service.

Key Differences in Coverage Options

While both Southern Owners Insurance and Auto-Owners Insurance offer auto insurance, there are some notable differences in their coverage options. Understanding these differences can help you make an informed decision when choosing an insurance provider.

Southern Owners Insurance Coverage Options

• Liability coverage
• Collision coverage
• Comprehensive coverage
• Uninsured/underinsured motorist coverage
• Medical payments coverage
• Rental reimbursement coverage

Auto-Owners Insurance Coverage Options

• Liability coverage
• Collision coverage
• Comprehensive coverage
• Uninsured/underinsured motorist coverage
• Medical payments coverage
• Rental car coverage
• Gap coverage
• Roadside assistance

As you can see, Auto-Owners Insurance offers a few additional coverage options compared to Southern Owners Insurance. These additional options, such as rental car coverage, gap coverage, and roadside assistance, can provide added peace of mind and convenience for policyholders.

Customer Satisfaction Ratings

When choosing an insurance provider, it’s important to consider customer satisfaction ratings. These ratings can give you insights into the overall experience you can expect as a policyholder. Let’s take a look at the customer satisfaction ratings for both Southern Owners Insurance and Auto-Owners Insurance.

Southern Owners Insurance Customer Satisfaction Ratings

While specific customer satisfaction ratings for Southern Owners Insurance are not readily available, the company has received positive reviews for its personalized service and claims handling. Many policyholders appreciate the company’s commitment to building strong relationships and providing individualized coverage options.

Auto-Owners Insurance Customer Satisfaction Ratings

Auto-Owners Insurance has consistently received high ratings for customer satisfaction. In J.D. Power’s 2021 U.S. Auto Insurance Study, the company ranked above the industry average in all regions. This indicates that policyholders are generally satisfied with the company’s service, claims handling, and pricing.

Frequently Asked Questions

1. Are Southern Owners Insurance and Auto-Owners Insurance the same company?

No, Southern Owners Insurance and Auto-Owners Insurance are separate companies with different ownership and operations. While their names may sound similar, they are not affiliated with each other.

2. Can I purchase insurance from both Southern Owners Insurance and Auto-Owners Insurance?

Yes, you can choose to purchase insurance from either Southern Owners Insurance or Auto-Owners Insurance, depending on your preferences and coverage needs.

3. Which company offers better coverage options?

Both Southern Owners Insurance and Auto-Owners Insurance offer comprehensive coverage options. However, Auto-Owners Insurance provides a few additional coverage options, such as rental car coverage, gap coverage, and roadside assistance.

4. How can I determine which insurance company is right for me?

When choosing an insurance company, consider factors such as coverage options, customer satisfaction ratings, and pricing. It’s also helpful to obtain quotes from multiple providers to compare their offerings.

5. Are there any discounts available with Southern Owners Insurance or Auto-Owners Insurance?

Both Southern Owners Insurance and Auto-Owners Insurance offer various discounts to policyholders. These discounts may include safe driver discounts, multi-policy discounts, and good student discounts, among others.

6. Can I switch insurance providers if I am not satisfied with my current coverage?

Yes, you have the option to switch insurance providers if you are not satisfied with your current coverage. However, it’s important to consider any cancellation fees or potential gaps in coverage when making the switch.

Summary

In conclusion, Southern Owners Insurance and Auto-Owners Insurance are separate insurance companies with distinct offerings. While both companies provide auto insurance coverage, Auto-Owners Insurance is a larger, nationwide company with a longer history and a wider range of coverage options. However, Southern Owners Insurance differentiates itself through its personalized service and strong customer relationships. When choosing an insurance provider, it’s important to consider factors such as coverage options, customer satisfaction ratings, and pricing to make an informed decision that meets your specific needs.